No part of the ownership of MASU is held by any individual and/or institution which are not involved in the day to day running and management of our business. MASU has concluded Agency Agreements and Referral Arrangements with most of the major Service and Product Providers who provide financial services and products in Sydney and other parts of Australia. Except for these arrangements which have been concluded for the purpose of enabling MASU to conduct its business, MASU has no special arrangements with any product, service or other provider which compels us to give any particular advice or recommend any particular product. Masu provides advice and recommends products based solely on our views of the strengths and merits of the particular strategies and products recommended.